Term & Conditions
Effective Date: [Insert Date]
Welcome to Kraus Capital (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, products, services, communications, and any information provided by Kraus Capital. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please discontinue use of our website and services.
1. Use of Our Services
Kraus Capital provides investment advisory services and financial information subject to applicable federal and state laws. All services are intended for lawful purposes only.
You agree to:
Provide accurate and complete information when requested.
Use our website and services only for lawful purposes.
Not interfere with the operation or security of our website.
Not attempt to gain unauthorized access to any systems or information.
2. Investment Disclaimer
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Any information provided through our website or communications is for informational purposes only and should not be considered a guarantee of future performance or investment success.
Nothing on this website constitutes personalized investment, legal, tax, or accounting advice unless provided through a formal advisory relationship.
3. No Client Relationship
Accessing this website, submitting inquiries, or communicating with Kraus Capital does not establish an investment advisory or fiduciary relationship. Such a relationship is created only after the completion of all required documentation and acceptance by Kraus Capital.
4. Client Responsibilities
Clients agree to:
Provide complete and accurate financial information.
Promptly notify Kraus Capital of changes to personal or financial information.
Review account statements and other communications for accuracy.
Notify us immediately of any suspected unauthorized activity.
5. Privacy
Your privacy is important to us. Our collection, use, and protection of personal information are governed by our Privacy Policy. By using our services, you acknowledge that you have reviewed and understood our Privacy Policy.
6. Intellectual Property
All content on this website, including text, graphics, logos, images, documents, and other materials, is the property of Kraus Capital unless otherwise noted and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, publish, or use any content without prior written permission.
7. Third-Party Services
Our website may contain links to third-party websites or utilize services provided by third parties, including custodians, clearing firms, technology providers, or financial institutions. Kraus Capital is not responsible for the content, security, privacy practices, or availability of third-party websites or services.
8. Electronic Communications
By communicating with Kraus Capital electronically, you consent to receive communications electronically where permitted by law. Electronic communications may include emails, account notifications, disclosures, and other service-related information.
9. Security
Kraus Capital maintains reasonable administrative, physical, and technical safeguards to protect confidential client information. However, no method of electronic communication or internet transmission can be guaranteed to be completely secure.
10. Limitation of Liability
To the fullest extent permitted by law, Kraus Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
Our liability shall not exceed the amount permitted under applicable law.
11. Compliance with Laws
Kraus Capital operates in accordance with applicable federal and state securities laws and regulations. Nothing in these Terms limits any rights that clients may have under applicable law.
12. Changes to Services
We reserve the right to modify, suspend, or discontinue any portion of our website or services at any time without prior notice.
13. Changes to These Terms
Kraus Capital may update these Terms and Conditions from time to time. Updated versions will be posted on our website with a revised effective date. Continued use of our website or services after changes become effective constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles, and applicable federal laws governing registered investment advisers.
15. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us:
Kraus Capital
118 N Plant Ave, Boerne, TX 78006
Phone: 210.224.1600
Email: briank@krauscapital.com