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Planning for Business Owners

Turn a business you built into a retirement that lasts.
Your business has been your largest investment and often your retirement plan all in one. Turning it into lasting, tax-efficient retirement income is one of the most complex transitions you will face, and one of the easiest to mishandle. Kraus Capital helps business owners plan the exit and the years that follow as a single, coordinated strategy.
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We understand where you are

You have spent years, maybe decades, building something. Now you are thinking about what comes next: how to step away, what the business is worth to your retirement, and how to keep the IRS from taking an outsized share of the proceeds.

Your situation does not fit the standard retirement template, and you need advice that accounts for the business, not just your personal accounts.

The questions you are asking

I
How do I turn the value of my business into retirement income?
II
How do I minimize taxes when I sell or transition the business?
III
Have I been saving enough outside the business itself?
IV
What happens to my income and my family if something happens to me first?

How The Legacy Blueprint helps you

In Keep, tax planning takes center stage, because the sale or transition of a business can create one of the largest taxable events of your life, and planning ahead can change the outcome dramatically. In Grow, we build a personal investment strategy so your retirement does not depend entirely on one asset. In Leave, we coordinate succession and estate planning so the business and your wealth pass on the way you intend. The four phases give you a clear path from first conversation to a plan that survives the transition.

Services most relevant to you

Tax Planning

Retirement Income Planning

Estate and Legacy Planning

What working together looks like

We start with a free Clarity Session focused on your business and your timeline. If we are a fit, we build a plan that connects the transition, the taxes, and your personal retirement, then meet regularly as the exit approaches and after.

We advise business owners in Boerne, across the Hill Country, and throughout the greater San Antonio area, plus Austin and clients throughout Texas and nationally by phone and video. See the full path on The Legacy Blueprint.

Business owner FAQ

Several years before you intend to sell or transition, ideally. The biggest tax and structuring opportunities exist before a deal is on the table, not after.
It is a concentration risk worth addressing. Part of the plan is building personal assets outside the business so your retirement does not rest on a single outcome.
Tax planning around a business transition is one of the highest-value things we do. The earlier we start, the more options you have. We coordinate with your CPA and attorney on the details.
Yes. A business transition involves legal, tax, and financial pieces that have to fit together. We coordinate with your existing CPA and attorney so the plan is consistent across all three, and we can suggest specialists if you need them.
That is the best time to plan. Building personal assets outside the business, structuring it for an eventual sale, and reducing concentration risk all work better with a long runway. Planning early gives you flexibility on if, when, and how you exit.

Plan your exit and your retirement together

Your free assessment looks at how your business fits your retirement. About 15 minutes, no cost, no obligation.
Get Your Free Assessment
Prefer to talk first? Call us at 210.224.1600 or Schedule a Call. There is no cost and no obligation.