Planning for Business Owners
Your business has been your largest investment and often your retirement plan all in one. Turning it into lasting, tax-efficient retirement income is one of the most complex transitions you will face, and one of the easiest to mishandle. Kraus Capital helps business owners plan the exit and the years that follow as a single, coordinated strategy.
We understand where you are
You have spent years, maybe decades, building something. Now you are thinking about what comes next: how to step away, what the business is worth to your retirement, and how to keep the IRS from taking an outsized share of the proceeds.
Your situation does not fit the standard retirement template, and you need advice that accounts for the business, not just your personal accounts.
The questions you are asking
How The Legacy Blueprint helps you
In Keep, tax planning takes center stage, because the sale or transition of a business can create one of the largest taxable events of your life, and planning ahead can change the outcome dramatically. In Grow, we build a personal investment strategy so your retirement does not depend entirely on one asset. In Leave, we coordinate succession and estate planning so the business and your wealth pass on the way you intend. The four phases give you a clear path from first conversation to a plan that survives the transition.
Most business owners aren’t prepared for what comes next after liquidity.
What working together looks like
We start with a free Clarity Session focused on your business and your timeline. If we are a fit, we build a plan that connects the transition, the taxes, and your personal retirement, then meet regularly as the exit approaches and after.
We advise business owners in Boerne, across the Hill Country, and throughout the greater San Antonio area, plus Austin and clients throughout Texas and nationally by phone and video. See the full path on The Legacy Blueprint.
Business owner FAQ
When should I start planning my exit?
Most of my wealth is in my business. Is that a problem?
Can you help reduce the tax when I sell?
Do you work with my CPA and attorney?
What if I am not ready to sell yet?
That is the best time to plan. Building personal assets outside the business, structuring it for an eventual sale, and reducing concentration risk all work better with a long runway. Planning early gives you flexibility on if, when, and how you exit.
Plan your exit and your retirement together
Your free assessment looks at how your business fits your retirement. About 15 minutes, no cost, no obligation.
Disclosures: Investment advisory services are offered through Kraus Capital, a registered investment adviser. Advisory services are only offered to clients or prospective clients where Kraus Capital and its representatives are properly licensed or exempt from licensure.
Brian Kraus is a CERTIFIED FINANCIAL PLANNER™ professional. The CFP® marks are owned by the Certified Financial Planner Board of Standards, Inc. and are used in accordance with CFP Board guidelines.
Charles Schwab serves as the independent custodian for client assets. Kraus Capital is not affiliated with, and does not receive compensation from, Charles Schwab for custodial services. No strategy assures success or protects against loss. Past performance is not a guarantee of future results.
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