Our Services

Seven services, coordinated into one written plan.

Most firms offer services in pieces. We coordinate all of yours into a single Legacy Blueprint, with tax planning at the center because that is where most retirement income is won or lost. Here is everything we do, and how the pieces fit together.

How our services work together

No service stands alone. Your tax strategy shapes your income plan. Your income plan shapes your investments. Your investments connect to your estate. We manage all of it as one coordinated whole, so a decision in one area never quietly creates a problem in another.

Explore each service

Tax Planning

Reduce the tax you pay over your lifetime, not just this year. For most retirees the IRS is the largest expense, so we start here.

Read Investment Management.

Retirement Income Planning

Turn your savings into a reliable, tax-aware paycheck that lasts.

Read Retirement Income Planning.

Investment Management

Purposeful portfolios matched to your income needs and real risk tolerance, custodied at Charles Schwab.

Read Investment Management.

Social Security Optimization

Claim at the right time for your household to maximize your lifetime benefit.

Read Social Security Optimization.

Estate and Legacy Planning

Pass on what you built efficiently and on your terms.

Read Estate and Legacy Planning.

Healthcare Planning

Plan for Medicare, premium surcharges, and long-term care before they surprise you.

Read Healthcare Planning.

Insurance and Risk Management

Protect the plan from the unexpected with conflict-free, fiduciary advice.

Read Insurance and Risk Management.

How this connects to The Legacy Blueprint

Each service maps to one of the three pillars, Keep, Grow, or Leave, and moves through the four phases of the Blueprint. See the full framework on The Legacy Blueprint.

A note on our fees

Kraus Capital is a fee-based fiduciary firm. That means our compensation is transparent and discussed openly with you before you commit to anything. The right structure depends on your situation, and we will walk through it together during your free assessment. No surprises, no hidden commissions driving our advice.

Common questions

Do I have to use all seven services?

No. We start with what you need most, often tax and income planning, and coordinate the rest over time. The point is that everything you do use works together.

How much does it cost to work with you?

We are fee-based, and we discuss our fees openly before you commit to anything. The right structure depends on your situation, which we will cover in your free assessment.

See which services you need most

Your free assessment helps you see where to focus first. About 15 minutes, no cost, no obligation.

Prefer to talk first? Call us at 210.224.1600 or Schedule a Call. There is no cost and no obligation.