Articles

Clear, practical guidance on the decisions that shape your retirement.

Good retirement decisions start with good information. Our articles break down the topics that matter most to people approaching or living in retirement, written in plain language by a CFP®-led fiduciary firm. No jargon, no sales pitch, just the kind of guidance we share with our own clients.

What you will find here

We organize our writing around the four areas where retirees face the biggest and most consequential decisions. Each is a pillar of a complete retirement plan, and each is a place where a single overlooked detail can cost real money.

The Tax Playbook

The IRS is the single largest expense most retirees face, and it is the one most plans do the least about. These articles cover the moves that lower your lifetime tax bill: withdrawal sequencing, required minimum distributions, Roth conversions, and the hidden tax traps that catch retirees. Start with our Retirement Tax Planning service to see how we put these ideas to work.

Retirement Income Design

Turning a lifetime of savings into a dependable paycheck is one of the hardest parts of retirement. These articles explore sustainable withdrawal strategies, income sequencing, and how to make your money last across a long retirement. See our Retirement Income Planning service for the full approach.

Healthcare and Medicare

Healthcare is one of the largest and least predictable costs in retirement. These articles cover Medicare enrollment, the income-related surcharges known as IRMAA, bridging coverage before age 65, and planning for long-term care. Our Healthcare Planning service builds these into your plan.

Estate and Legacy

Passing on what you have built, efficiently and on your terms, takes more than a will. These articles cover beneficiary designations, trusts, charitable giving, and intergenerational transfer. Our Estate and Legacy Planning service coordinates the financial and legal pieces.

Latest articles

Browse our most recent articles below. New pieces are published regularly as part of our ongoing commitment to education.

Protect what you’ve built through disciplined

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A More Intentional Approach to Wealth

long-term renatelationships. Built for Clients Who've Built Something Meaningful

Protect what you’ve built through

We believe strategy should align with your values, your family, and your future-not just the market.

Ready to apply this to your own situation?

Articles give you the ideas. A free assessment turns them into a plan built for you. It takes about 15 minutes, with no cost and no obligation.

Prefer to talk first? Call us at 210.224.1600 or Schedule a Call. There is no cost and no obligation.

Disclosures

Investment advisory services are offered through Kraus Capital, a registered investment adviser. Advisory services are only offered to clients or prospective clients where Kraus Capital and its representatives are properly licensed or exempt from licensure.

Brian Kraus is a CERTIFIED FINANCIAL PLANNER™ professional. The CFP® marks are owned by the Certified Financial Planner Board of Standards, Inc. and are used in accordance with CFP Board guidelines.

Charles Schwab serves as the independent custodian for client assets. Kraus Capital is not affiliated with, and does not receive compensation from, Charles Schwab for custodial services. No strategy assures success or protects against loss. Past performance is not a guarantee of future results.

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